7 articles on closing costs from Mortgage in Georgia.
Atlanta led Redfin's August 2026 concessions ranking, so buyers have room to ask for a seller credit. How much you can get depends on your loan program. This guide covers the FHA, VA and conventional limits, Georgia's closing taxes, and what to check on your Closing Disclosure.
By Mortgage in Georgia Editorial · Sep 27, 2026
The Loan Estimate is the same three-page federal form from every lender, but Georgia adds its own charges: an intangible recording tax, a transfer tax, a $10 state fee and an attorney-run closing. Here is how to read it page by page and which numbers are allowed to change.
By Mortgage in Georgia Editorial · Sep 24, 2026
Fulton mailed 2026 tax bills in August using this year's values and last year's millage rates, under a court order. A corrected bill is expected mid-November. Here is the dated timeline and what it means if you are paying the estimate, closing this fall, or carrying an escrow account.
By Mortgage in Georgia Editorial · Sep 9, 2026
Georgia's settlement statement carries two taxes most buyers have never heard of, and the one that lands on the buyer's side is legally the lender's bill. A line-by-line look at who normally pays, what the statute actually says, and which lines you can move.
By Mortgage in Georgia Editorial · Sep 3, 2026
As metro Atlanta inventory climbs and homes sit longer, seller-paid closing-cost credits are making a comeback. Here's how they work, how they differ from a price cut, the caps by loan type, and why a credit isn't free money.
By Mortgage in Georgia Editorial · Jul 16, 2026
Georgia's HB 581 caps how fast a homesteaded property's taxable value can grow — but the cap doesn't actually bite until the 2026 tax year, many metro counties opted out, and the protection resets the moment a home is sold. Here's what Georgia buyers need to know before setting up escrow.
By Mortgage in Georgia Editorial · Jun 16, 2026
Georgia charges a state intangible recording tax of $1.50 per $500 of your loan amount — about $1,050 on a $350,000 mortgage. Here's what it costs, who pays, and the same-lender refinance exemption that can save you hundreds.
By Mortgage in Georgia Editorial · Jun 13, 2026
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